Who gets the pavement licence ? (1 Viewer)

HatterScaff

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Street Work - Public Liability Insurance

Just had one council insisting on £10,000,000.00 TEN MILLION PL insurance!!:eek:

Also spoke to local council about scaffold pavement licence, they are insisting that it is the scaffolding contractor only who makes the application?

Did point out to them, that while our insurance covered us for the erection & dismantle and for any defective works, It would not cover other contractors for their negligence working off our scaffold, and that is why we have always insisted on the principal contractor getting the licence. We then help the main contractor fill in the application.

Even doing a job direct for the house owner, we would still ask them to get the licence as they would then go and employ a roofing contractor etc, who would also need this insurance!

What do you guys do, and is there any insurance implications?
 
mate all the councils down here are 10 million
 
Street Work - Public Liability Insurance

Just had one council insisting on £10,000,000.00 TEN MILLION PL insurance!!:eek:

Also spoke to local council about scaffold pavement licence, they are insisting that it is the scaffolding contractor only who makes the application?

Did point out to them, that while our insurance covered us for the erection & dismantle and for any defective works, It would not cover other contractors for their negligence working off our scaffold, and that is why we have always insisted on the principal contractor getting the licence. We then help the main contractor fill in the application.

Even doing a job direct for the house owner, we would still ask them to get the licence as they would then go and employ a roofing contractor etc, who would also need this insurance!

What do you guys do, and is there any insurance implications?

We shy away from requests to procure a pavement license for our work - although the question very rarely gets asked.
Only if a client really digs their heels in will we get a license.

£10million PL insurance sounds reasonable. You've only got to have a collapse and kill half a dozen people and that's probably the 10mill done and dusted.
 
very true , most councils insist on scaffolder getting a licence , often these days have to pay a deposit too
 
Both the HSE's scaffolding protocol and the NASC pavement licence template recommend it should be the principal contractor or owner of the propoerty/management company.

If you put a scaffold up for property repair/maintenance on a high street its got to be there responsibility once weve handed it over?
 
never thought that as its your gear your problem a lot off firms price 4 pavement licences when thy 1st price job
 
we always insist it is the main contractors responsibility and help fill in the application , only they know the extent of their works, plus some of the deposits can be hefty you can have a nice few grand sitting in councils bank accounts for months , then if the contractors damage the pavement its YOU who gets the bill for repairs :)
 
Street Work - Public Liability Insurance

Just had one council insisting on £10,000,000.00 TEN MILLION PL insurance!!:eek:

Also spoke to local council about scaffold pavement licence, they are insisting that it is the scaffolding contractor only who makes the application?

Did point out to them, that while our insurance covered us for the erection & dismantle and for any defective works, It would not cover other contractors for their negligence working off our scaffold, and that is why we have always insisted on the principal contractor getting the licence. We then help the main contractor fill in the application.

Even doing a job direct for the house owner, we would still ask them to get the licence as they would then go and employ a roofing contractor etc, who would also need this insurance!

What do you guys do, and is there any insurance implications?

We are finding most councils are now requesting £10m PL insurance as soon as any works involve the public highway.
Cost of this is dependent on the contract time and length and value, but it is cost effective to have over the course of the year, rather than job specific.
 
I think it depends on Local Authority as well, here in Sheffield it is the Scaffolding Contractor that has to apply however in Nottingham it is the user...:wacko: A bit of consistancy would'nt go amiss!!
 
I still wonder, if the scaffolder has provided the licence
would his insurers cover the other contractors working on the scaffold ?
 
No. The licence is purely in respect of the council and a permit to have scaffold on the road. similar to a Skip hire firm.
The Scaffolders insurance would cover (depending on the wording of course) employee injury of the scaffold firm, third party damage as a result of damage to property or third parties as a result of the erection and dismantle of scaffold plus any injury caused as a resulyt of negligent works.

---------- Post added at 12:26 PM ---------- Previous post was at 12:19 PM ----------

Also - In most circumstances of injury or damage caused by main contractors/sub contractors working from scaffold that has been handed over, the scaffold firm may find themselves brought into the claim discussions - whether at fault or not.
 
Although it can seem a costly inconvenience, the actual cost for £10 million PL can work out quite reasonably if on a contract by contract basis - subject to minimum premiums, which (depending on your existing Public Liability Limit and size of your company) could be from as little as £250+IPT. Generally these premiums will be the same price for 4 months as for 1 month and you may also find you secure more council contracts as a result of having a higher limit.

Should you ever need to contact your broker to increase your PL limit, we recommend they attempt obtaining an Excess Layer quotation from a competitive third party provider such as www.xspl.co.uk
 
Agree if you are performing one or two contracts this may be cheaper, however annual cost, would you not agree, can be circa £500 plus tax?
 
Agree if you are performing one or two contracts this may be cheaper, however annual cost, would you not agree, can be circa £500 plus tax?
Yes indeed Mr Law, as I'm sure you're already aware - if you are in the lower insurance premium band (up to £3500) with an existing £5 million PL limit you could procure an excess layer for the annual cost of £500 plus tax.
 
I'm with you all day long on this one Hatterscaff, we never get the permit and if anyone asks we tell them we would need to charge a fortune for daily inspections and be there to supervise all deliveries to site so as not to cause a blockage on the highway, that usually see's them off. As other's have mentioned it depends on local authority who can demand whatever they like before we can erect over their highway, it get's even more complicated up here when on one street you have to go to the council and go round the corner and you have to apply to an agency who look after the trunk roads in Scotland even when they run through the centre of town. Long story short, stick to your guns.
 
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