Scaffold insurance (1 Viewer)

guymac

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Big thanks to The forum and AIS insurance. Immediate quote foe public and employers liability . Also thanks to the forum had a £75.00 discount . Get on board.
 
Mon guymac, the Jocks can do better than a £75 discount just with a flash of the gnashers.:cool:
 
They wouldn't know the difference Gary and then there are those like ourselves who use both, could get complicated.

Why do you think system is a lower risk than tube?
 
Alistair

Just been looking at Mitigation with a few of the Scaffs that are into System Scaffolds as their main bread and butter---looking at the Laws of probability for the non-compliance and or failure of the T&F and System Node Points.

T&F Speculative compliance of Node point. ( Human )

System Positive compliance of Node Point. ( Mechanical )

The Laws of Probability are in favor of the System Node Point thus reducing the Mitigation in failure...

Thoughts ???
 
I'm no expert in probabilities Gary but would tend to agree and may even have not have bothered with any foot note until we did the wee system course which maybe adds a bit more scope for the addition of the human element to creep in.
 
Perhaps worth planting the seed with your underwriters---one has to look for any and all savings in this fiscally critical element of our Industry.

Many a mikle maks a mukle---LOL
 
as i cant promote our company as AIS are already doing a sterling job, if you can clearly idenify the different aspects of scaffold and types of erection and contracts that are undertaken, in the past underwriters have been favourable to discounting on certain types.
It does require both communication and an understanding from scaffolder/broker and insurer though. Speak to SCCR they can help.
 
That's interesting Morgan Law, it could get a bit complicated when using both though. Still, might be worth a chat.:idea:

Good man Gary.
 
That's interesting Morgan Law, it could get a bit complicated when using both though. Still, might be worth a chat.:idea:

Good man Gary.

not that complicated provided you can give a % split between system and tube.
 
The Scaffolding Industry have separated Traditional Tube and Coupler Scaffolding Structures and Prefabricated System Scaffolds, one merely needs to reference the Training Requirements and the differences within the NASC TG Documents.

Perhaps it is time for the Insurance Brokers and Underwriters to reflect that difference in the premiums ???.

I would agree with Morgan Law its all about communication and education between the Scaffolding Industry and Brokers.

Understanding and Selection of Risk Management Loss Prevention Systems is the key...

---------- Post added at 01:20 PM ---------- Previous post was at 12:50 PM ----------

Revised Premiums for Prefabricated System Scaffolds may prove yet another driver for the selection of said Systems.

Question.

If one were to compare and contract the Traditional Tube and Coupler Scaffold Structures with that of the Prefabricated System Scaffolds which one would be the more inexpensive to mitigate against and why ???

I'll start it of with System.

Node Points are engineered to a specific SWL, which eliminates Human Error, loose Couplers ect.

System is quicker to erect thus reducing the time of exposure from falls whilst erecting.

System is comparatively easier to erect thus requiring minimal Training.
 
agree garry, althow ''System is comparatively easier to erect thus requiring minimal Training'' minmal training will result in more accidents with incompitants, having said that it does reduse the time exposed to a fall (if tube and fitting put up correctly there is minimal chance fo a fall) like all scaffolds there is always going to be a human element in to the equatation un till some bright spark puts us all out of work with a machine that lays the layher but up in till then there allways goign to be the human factor
i totally agree thow gary that system is less of a risk with the appropriate training but then again lower insurances for system companies invest more in syatem waters down our TRADE carnt go rong with tube and fitting possabilities are endless
 
Cheers Guy! We will always look favourably upon a client who is willing to take time and provide us with full information of their company, in particular their H&S training, full loss history, types of premises worked on and their experience in the scaffolding industry :)
 
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